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The standard advice when it comes to getting a credit card is that you should avoid annual fees as much as possible. Usually, there are similar credit cards offered by the same providers, but without the fee. When you have limited cash flow, using a low fee credit card is the logical choice, because there are many credit cards that offer great service without costing you anything.   Read More

The demand for mortgage brokers, especially in Ontario, has continued to increase over the last several years as the market for real estate remains incredibly hot. There are a ton of people who are looking to buy properties, and they need help getting the money to make their purchase. This is where mortgage brokers come in, and this is where the opportunity is for you.   Read More

It is hard to walk far in any major city without seeing a bank branch. The Big 5 - TD, CIBC, RBC, Scotiabank, and BMO - are omnipresent in Canadian day-to-day life. They have formed an oligopoly where most consumers would only ever think of performing standard banking tasks with them.   Read More

Mortgage brokers interact with several financial institutions so they provide numerous options and rates. Believe it or not, the rate that you will be able to get from these middlemen is often better than what you could find on your own as a borrower. But why do you actually need mortgage brokers? Keep reading to find out.   Read More

Let’s cut right to the chase: you’re not here because you’re after ordinary credit cards. You want the top Canadian reward card—something that grants you the miles, perks, rewards. You want the best of the best, the card that allows you to reap the rewards you’re after, right? There’s just one problem. You know exactly what you want out of your card, but you have no idea which card to choose from.   Read More

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