DollarWise

Blog articles and news from shoptherate.ca

Category: Credit Cards


Credit cards are one of the best tools a traveler can have. Flights are generally the most expensive part of your trip, and anything you can do to bring the cost down is a major win. By choosing the right credit card now, you can earn a ton of points, all based on what you are already spending at home.   Read More

As one of Canada's big 5 financial institutions, the BMO Financial Group has everything for everyone. From rewards credit cards to balance transfer credit cards to cash back credit cards name them! There are several BMO credit cards designed for different spending habits and financial situations. In this guide, we dive into highlighting the best BMO credit cards that are available in the Canadian credit Card market today.   Read More

The standard advice when it comes to getting a credit card is that you should avoid annual fees as much as possible. Usually, there are similar credit cards offered by the same providers, but without the fee. When you have limited cash flow, using a low fee credit card is the logical choice, because there are many credit cards that offer great service without costing you anything.   Read More

It is hard to walk far in any major city without seeing a bank branch. The Big 5 - TD, CIBC, RBC, Scotiabank, and BMO - are omnipresent in Canadian day-to-day life. They have formed an oligopoly where most consumers would only ever think of performing standard banking tasks with them.   Read More

Let’s cut right to the chase: you’re not here because you’re after ordinary credit cards. You want the top Canadian reward card—something that grants you the miles, perks, rewards. You want the best of the best, the card that allows you to reap the rewards you’re after, right? There’s just one problem. You know exactly what you want out of your card, but you have no idea which card to choose from.   Read More