Mortgages - Blog Articles, News & Videos | shoptherate.ca Blog
DollarWise

Blog articles and news from shoptherate.ca

Mortgages


When your mortgage term is close to expiration and the principal is still not paid off, you must renew the mortgage. You can either renew it with your current lender or move it to a different one. What happens if you don’t renew your mortgage with your lender?   Read More

In today’s housing market, rising home prices and mortgage rates make home ownership prohibitive to many people. But the performance of government bonds could bring some good news to those carrying a mortgage.   Read More

A method designed to help keep Canadian homeowners on the right track financially with their mortgages may actually be doing more harm than good.   Read More

Picture this: you’re gearing up to buy a new home and you’re going through a checklist of things you have to do. Several questions are swirling around in your mind, and chief among them are “What’s the difference between a fixed-rate and a variable-rate mortgage?” and “Which is the right one for me?”   Read More

When looking for a mortgage, loan, or even a new place to live, your credit rating is often taken into account. If your credit rating is good, you’ll most likely be approved without incident. But what happens if your credit rating is bad?   Read More

It has become increasingly difficult for would-be homebuyers to purchase their first home in certain markets, most notably in Toronto and Vancouver, the country’s most expensive cities. But a new rebate program seeks to provide prospective homeowners with some much-needed relief.   Read More

When you’re ready to begin the journey of home ownership, following these steps will help ease you into the process of buying a house in Ontario.   Read More

When buying a home and shopping for the best mortgage rate in Canada, it is easy to become hyper focused on the lowest rate available and miss other factors that might have a big impact on your mortgage rate and type decision. Although it’s true that the mortgage rate will be a big determining factor for many people, there are other factors that can be equally or more important for your circumstances.   Read More

Searching for a mortgage is about a lot more than simply finding the mortgage with the lowest rate. If you were searching for a new TV set, you wouldn’t just buy the TV set with the lowest price. You’d consider other factors like screen size, resolution and refresh rate. So, why do so many of us make this same mistake when it comes to our mortgages? We search for the mortgage with the lowest rate, ignoring other important factors.   Read More

Buying a home is an exciting experience and is usually one of the largest purchases you will ever make. Landing in a house you can’t afford is easy and can affect your ability to build wealth in the long run. In this article, we have researched and compiled some of the factors you need to consider when you are looking to buy your first home.   Read More

  • «
  • 1 (current)
  • 2
  • »