The mortgage stress test has placed stress on many would-be homeowners since its implementation early last year. But recent changes to the test’s format will make it a bit easier on homeowners. Read More
Mortgages are a big commitment. Both you and the lender are legally bound to the mortgage for the duration of the term. But there are cases where you may consider breaking your mortgage contract. How exactly can you get out of a mortgage without a penalty, and if so, is it worth it? Read on to find out. Read More
In today’s housing market, rising home prices and mortgage rates make home ownership prohibitive to many people. But the performance of government bonds could bring some good news to those carrying a mortgage. Read More