BMO AIR MILES®† Business Mastercard®* | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

BMO AIR MILES®† Business Mastercard®*

Card Details

Network: Mastercard
Provider: BMO Bank of Montreal
Type: Rewards, Travel, Business
Credit Required: Good Credit

Offers & Rewards

1 AIR MILES Reward Mile on every $10 you spend*
0 No Annual Fee First Year*

Fees & Rates

Purchases: 19.99%
Cash Advances: 22.99%
Balance Transfers: 22.99%
Annual Fee: $120.00

  • Welcome Offer: No annual fee for the first year*
  • Get up to 3,000 AIR MILES Bonus Miles plus a Companion Flight rebate*
  • Earn 1 AIR MILES Reward Mile on every $10 you spend*
  • Plus – earn 1.25X the Miles when you use your card at participating Shell stations*
  • 25 payment grace days*
  • Optional Employee Cards - empower employees with delegated purchasing authority*
  • Use your card at Costco locations across Canada*
  • Travel Protection*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance


* Terms and conditions apply


Editor's Review

With the BMO® AIR MILES® Business MasterCard®, business owners can exercise greater control over their company’s finances while also trusting employees to make authorized purchases when needed. There are optional employee cards that empower employees with delegated purchasing authority, and at the same time, your business is protected from employee card abuse through BMO's Liability Waiver Program.

Speaking of waivers, though there is a $120 annual fee you have to pay for this card, that fee is waived for your first year as part of your sign-up bonus. You can also earn 3,000 bonus AIR MILES to start with, which amounts to over $500 in flight money. If you frequently use your vehicle for business, then you will get 1.25 times the AIR MILES when you get gas at nationwide Shell locations. You will also get one dollar for every $10 worth of card purchases made, and all your rewards are tax-free and redeemable in various ways. There is also a premium travel insurance package that includes rental car collision damage, trip cancellation, and common carrier insurance. You'll also be granted a 25-day interest-free period. Plus, you can swipe the card at any Costco location for rewards. The various features and benefits make it a must-have.


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