BMO CashBack® Business Mastercard®* | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

BMO CashBack® Business Mastercard®*

Card Details

Network: Mastercard
Provider: BMO Bank of Montreal
Type: Cashback, Business
Credit Required: Good Credit

Offers & Rewards

6% Cash back in the first 4 months*

Fees & Rates

Purchases: 19.99%
Cash Advances: 22.99%
Balance Transfers: 22.99%
Annual Fee: $0.00

  • Welcome Offer: Get 6% cash back on gas, office supplies, and cell phone/internet bills for 4 months*
  • Get 1.5% cash back on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
  • 1.75% cash back at Shell*
  • 0.75% cash back on all other card purchases*
  • 25 payment grace days*
  • Optional Employee Cards - empower employees with delegated purchasing authority*
  • Use your card at Costco locations across Canada*
  • Our Liability Waiver Program protects your business against employee card abuse*
  • Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
  • Worldwide Acceptance


* Terms and conditions apply


Editor's Review

Getting cash back is always a nice convenience to have, especially if you're a small business owner. Launched in February, this BMO® CashBack® Business MasterCard® allows you to recoup money to relieve some of the stress faced by running a business. For each dollar you spend, you'll earn cash back, with no annual fee to worry about. As part of its welcome bonus, you can get six percent cash back on gas, office supplies, and cell phone or internet bills for the first four months. After that, you will get 1.5% cash back for payments on those things at eligible outlets, though you will get 1.75% cash back if you get your gas at Shell.

With BMO's Liability Waiver Program, you can protect your business against employee card abuse, plus you'll enjoy an extended warranty and purchase protection. You'll also be granted a 25-day grace payment period and optional employee cards, which empower employees who have purchasing authority. There are also zero liability benefits, emergency measures you can capitalize on, and many more features to ensure you save and make money on the fly.


Legal & Disclosures