BMO Rewards® MasterCard®*
Offers & Rewards
Fees & Rates
1.99% for 9 months
- Welcome offer: Get up to 20,000 BMO Rewards welcome points and a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred*.
- Get 1 BMO Rewards point for every $1 spent*
- Earn faster with additional cardholders
- Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
- Extended Warranty*
- Purchase Protection*
- Zero Dollar Liability: protects you from unauthorized use of your credit card*
Learn more about how to earn and redeem BMO Rewards points
*Terms and conditions apply
Get rewarded in an instant with the BMO® Rewards™ MasterCard® as you will get 20,000 BMO Rewards welcome points once you've started using your card. The first 10,000 will be granted after your opening purchase while the next 10,000 comes once you’ve spent $1,000 on card purchases within the first three months. From there, you’ll receive one reward point for every dollar spent. You can redeem these reward points for flights, hotel reservations, gift cards, statement credits, and merchandise, among other things.
If you’re someone who loves renting cars, you’ll get discounts of up to 25% at National Car Rental and Alamo Rent A Car locations nationwide by using your Rewards MasterCard. Furthermore, you will get twice the reward points at participating rental car outlets. There is no annual fee, and you can add additional cardholders free of charge, which will earn you more points. The Rewards MasterCard also comes with an extended warranty, purchase protection that covers your card against damage and theft within 90 days, as well as travel accident insurance. It’s a card that will get you various everyday benefits that, if you're making at least $15,000 a year, you'll be eligible for right away!