BMO SPC®** AIR MILES®† MasterCard®* | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

BMO SPC®** AIR MILES®† MasterCard®*

Card Details

Network: Mastercard
Provider: BMO Bank of Montreal
Type: Rewards, Travel, Student
Credit Required: No Credit

Offers & Rewards

1 Reward Mile fo every $20 in credit card purchases*
800 AIR MILES Bonus Miles*

Fees & Rates

Purchases: 19.99%
Cash Advances: 22.99%
Balance Transfers: 22.99%
Annual Fee: $0.00

  • WELCOME BONUS! Get up to 800 AIR MILES Bonus Miles*
  •  Plus get double the Miles on every purchase at participating AIR MILES Partners*
  • Get 1 reward mile for every $20 in credit card purchases*
  • No annual fee*
  • Extended Warranty* 
  • Purchase Protection* 
  • SPC discounts (Student Price Card Ltd.) of 10% to 15% at hundreds of your favourite stores*

*Terms and Conditions Apply


Editor's Review

If you're in school and eager to get your first credit card, then the BMO® SPC® AIR MILES® MasterCard® is an excellent place to start. Especially if you are a young adult and itching to spend, why not spend and get something back for it? When you acquire the card, you can get started off with up to 800 bonus miles. Then, you’ll earn a mile for every $20 in card purchases you make.

There is no annual fee involved, and you get many protections, including purchasing protection, an extended warranty, and zero liability for coverage against unauthorized used. You can take advantage of the perks of being a student because using the SPC AIR MILES MasterCard will get you 10-15% discounts at many of your favourite retailers and restaurants. Whether you’re shopping at Urban Planet for fresh gear or getting a quick bite to eat at Harvey’s, you’ll save money when you swipe this card. Plus, you'll receive exclusive deals and access to concerts, movie premieres, sports events, and more with BMO Extra Deals. You can redeem your AIR MILES for cash or travel miles, too. This card is a great introduction to the world of plastic for students.


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