BMO® U.S. Dollar MasterCard®* | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

BMO® U.S. Dollar MasterCard®*

Card Details

Network: Mastercard
Provider: BMO Bank of Montreal
Type: Travel
Credit Required: Good Credit

Offers & Rewards

$1000 USD spending in one year, no annual fee following year

Fees & Rates

Purchases: 19.99%
Cash Advances: 22.99%
Balance Transfers: 22.99%
Annual Fee: $35.00

  • The ideal way to travel and shop – or buy online – from U.S. retailers
  • Shop with no exchange rate surprises.
  • Fee Rebate offer: Spend just $1,000 USD in one year on your card, and the annual fee for the following year is on us*
  • Extended Warranty* 
  • Purchase Protection* 

*Terms and conditions apply


Editor's Review

The BMO® U.S. Dollar MasterCard® is the best credit card for you if you have some American dollars to burn. There is a US$35 annual fee. However, the next year's fee will be rebated to your card if you spend more than $1,000 for the year. There’s an interest rate for the year of 19.99% on purchases and 22.99% on cash advances while using this card. You can get cash advances at over one million ATMs worldwide with this MasterCard too.

Free extended warranty coverage comes with your card as well as purchase protection to insure you in the case of theft or damage for up to 90 days from the date of issue. Zero liability protects you from unauthorized card use while you can get 24-hour, out-of-country emergency assistance via GlobalAssist. The best part is there are no exchange rate surprises, meaning you won't have to pay for converting your currency with every purchase, unlike with most Canadian credit cards.


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