Scotia Momentum® Visa Infinite* card | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

Scotia Momentum® Visa Infinite* card

Card Details

Network: Visa
Provider: Scotiabank
Type: Rewards, Cashback
Credit Required: Excellent Credit

Offers & Rewards

$99 Waived for the first year*

Fees & Rates

Purchases: 19.99%
Cash Advances: 22.99%
Balance Transfers: 22.99%
Annual Fee: $99.00

  • Earn 10% cash back on everyday purchases for the first 3 months (up to $200). Plus, your first year annual fee waived * A value of up to $299 in the first year.†
  • 4% on eligible gas station and grocery store purchases
  • 2% on eligible drug store purchases and recurring bill payments
  • 1% cash back on all other eligible everyday purchases
  • Rates, fees and other information are effective as of March 1, 2018. Subject to change.

Editor's Review

With the Scotiabank Momentum® Visa Infinite Card, you can recoup a good percentage of your early spending thanks to its good welcome bonus. In the first three months, cardholders can earn 10% cash back on everyday card purchases or up to $200, which is rare with a cashback credit card. In addition, the $99 annual fee that accompanies it will be waived in the first year. After the introductory period, you get a 4% cashback rate on purchases at grocery stores and gas stations, plus a 2% rate on drug store purchases and recurring bill payments. Everywhere else, that rate drops to one percent.

This card features a comprehensive insurance package ranging from travel medical insurance to flight delay insurance, purchase protection, an extended warranty, and more. If you rent a vehicle, you get rental insurance coverage too. Furthermore, you can save up to 25% on rental purchases at AVIS locations nationwide and Budget outlets in Canada and the USA.

Make the most of your travel as this card boasts many exclusive experiences including complimentary concierge services, luxury hotel privileges, and VIP access to concerts. If you go to various wineries in Ontario and British Columbia, you can enjoy complimentary tastings and private tours when you use the card too. You'll need to be making a decent income – $60,000 a year to be exact – to qualify. But, it lets you travel with perks and make money, a winning combination.


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