ScotiaGold Passport® Visa* card

• Earn 5,000 bonus points upon your first  purchase
• Earn 1 Scotia Rewards point for every $1 you spend on eligible everyday purchases
• 5% cash back on travel purchased through Scotia Rewards
• Flexible Point Redemption
• Rates, fees and other information are effective as of Jul 2, 2020.  Subject to change.

You will have to contend with a $110 annual fee and standard interest rates when using this Scotiabank card. But, with the ScotiaGold Passport® Visa Card, you get 5,000 bonus points with your first purchase and a point for every dollar on a card purchase after that. Furthermore, if you're travelling and hoping to recoup some of those expenses, you can get up to 5% cash back when you book your trip through the Scotia Rewards® Travel Service. That includes your next flight, cruise, or pre-packaged tours.

The travel benefits are wide-ranging, including six travel insurance coverages as well as purchase security and extended warranty protection. Plus, if you're planning a road trip and need a car rental, you can get discounts when you use this card as well. You can save up to 25% when you rent a car at AVIS locations across Canada or Budget locations nationwide and in the U.S.

Rewards can not only be used on travel, but on a wide range of merchandise and gifts. If you have a SCENE card, you can convert the points on that card into Scotia Rewards points and vice versa whenever you need to. It's a premium card, but you don't need to be making a substantial income to qualify, and it eases your worries whenever you're on your next getaway.