SimplyCash™ Card from American Express
Offers & Rewards
Fees & Rates
1.99% for 6 months
- New SimplyCash™ Card from American Express Cardmembers can earn 2.5% cash back on purchases (up to $150 cash back) for the first 3 months of Cardmembership
- Earn 1.25% cash back on all other purchases when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Optional Balance Transfer Offer – Enjoy a 1.99% interest in first 6 months of Cardmembership if you choose to transfer your other credit card balances to this American Express card
- Balance Transfer option is only available at time of online application. There is no balance transfer fee at time of application
- Access to memorable experiences with American Express Invites®
- Insurance coverage and 24/7 Customer Service
You may have a mediocre credit score and not be earning much income, but you may still qualify for this simple, no annual fee card that allows you to maximize your spending. Within the first three months, you can receive 2.5% cash back or up to $150 in cash as a sign-up bonus. That includes purchases at the grocery store, gas stations, and restaurants. Your earning rate drops to half once the bonus period ends, so make sure you get some decent return on your purchases.
There's no fee for adding another card, plus you'll get a $100 cashback bonus should you secure an approved referral. You also get a 1.99% balance transfer interest rate within the first six months, though there's no fee at the time of application. You even get front of the line access to popular entertainment options as well as insurance coverage including travel accident insurance and buyer's protection. The SimplyCash™ Card makes it easier to get back cash when you spend with friendly rates and rewards for cardholders.