Tangerine Money-Back Credit Card | Shop Canada's Best Credit Cards | Compare Credit Cards | shoptherate.ca

Tangerine Money-Back Credit Card

Card Details

Network: Mastercard
Provider: Tangerine
Type: Balance Transfer, Cashback
Credit Required: Good Credit

Offers & Rewards

2% Money-Back Rewards in two 2% categories
1.95% Promotional Balance Transfer for 6 months*

Fees & Rates

Intro Balance Transfer Rate:
1.95% for 6 months
Purchases: 19.95%
Cash Advances:  19.95%
Balance Transfers:  19.95%
Annual Fee: $0.00

Reward Features:

  • New Client Balance Transfer Promotion of 1.95% for 6 months with a 1% fee. New clients are eligible for this promotion for 30 days after being approved for a Tangerine Credit Card*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account
  • No limit on the amount of Money-Back Rewards you can earn
  • Change your 2% Money-Back Categories to suit your spending
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account

Additional Card Benefits:

  • Free Cards for Authorized Users on your Account
  • Purchase Assurance and Extended Warranty1 – For most new purchases made anywhere in the world using your Tangerine Money-Back Credit Card, you may receive a lifetime maximum of up to $60,000 for the following insurance coverage:
    • Purchase Assurance, which may automatically cover loss, theft or damage, in excess of other insurance, for 90 days from the date of purchase; and
    • Extended Warranty, which may double the period of repair services, to a maximum of one additional year, when the original manufacturer’s warranty expires.

Mastercard® Benefits:

  • Accepted worldwide at more than 24 million locations in over 210 countries
  • Mastercard Zero Liability
  • Mastercard Tap & Go™

Editor's Review

The Tangerine Money-Back Credit Card ensures you can fully reap the fruits of your labour, earning rewards without restrictions or wait-times. You earn unlimited money back rewards with no annual fee, meaning you won't be paying the price to get cash back. During the first six months of using this card, you can transfer balances from your other high-interest rate credit cards. On that transferred balance, you would pay a 1.95% interest rate for those six months.

There are ten different two percent money-back categories you can choose from to suit your needs, allowing you to collect more cash as you spend on the things you want most. From those categories, which include groceries, furniture, gas and recurring bill payments, you can pick any two. You will also get back 0.5% cashback on all everyday card purchases, and your money-back rewards are paid out each month. You can even redeem points towards your credit card balance or savings account. An extended warranty and 90-day purchase assurance are also afforded for this card as well as zero liability if your card is used for unauthorized transactions.

Legal & Disclosures